2025 Compare Cities Cost of Living:
Ocala, FL vs Gainesville, FL

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Highlights
Is it cheaper to live in Gainesville or is it cheaper to live in Ocala?
- Gainesville is 6.0% more expensive than Ocala.

Which city has more affordable housing, Gainesville or Ocala?
- Gainesville housing costs are 22.8% more expensive than Ocala housing costs.

Is Health Care more affordable in Ocala or is Health Care more affordable in Gainesville.
- Health related expenses are 10.2% more in Gainesville.
 Ocala, FLGainesville, FLUnited States
 Overall  Unlock92.2100
 Food & Groceries98.1  Unlock100
 Health  Unlock107.6100
 Housing64.1  Unlock100
 Median Home Cost  Unlock$271,700$338,100
 Utilities104  Unlock100
 Transportation  Unlock81.5100
 Miscellaneous78.9  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Ocala    56 Reviews

My wife and I have lived in Ocala as retirees since 2014 and we love it here. It is definitely a place for retired folks. There is lots to do here for us. As for  More

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I lived here for 12 years during my 20's to early 30's. Raised my children and started careers. This place offered plenty of work, good neighbors and lots of memories.  More

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Over 3 years ago

I like this city, a small town and a lot to offer for adults between 30 to seniors. Now if you planing to move with teens is not for you, unless you coming from another  More

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Reviews for Gainesville    60 Reviews

Over 3 years ago

I've lived here most of my life. It's changed a lot, and a lot of the locals don't like it. Because it's home to one of the largest universities in the country, we see a  More

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Lovely diverse city! People is nice and there is always something to do. Outdoors activities are awesome! The springs are beautiful and there are plenty of hiking  More

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Gainesville has the highest taxes and electrical rates in the state. The city is run by a bunch of liberals who have no idea what they are doing. Crime and homelessness  More

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