2025 Compare Cities Cost of Living:
Philadelphia, PA vs Jersey City, NJ

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Highlights
Is it cheaper to live in Jersey City or is it cheaper to live in Philadelphia?
- Jersey City is 33.7% more expensive than Philadelphia.

Which city has more affordable housing, Jersey City or Philadelphia?
- Jersey City housing costs are 158.5% more expensive than Philadelphia housing costs.

Is Health Care more affordable in Philadelphia or is Health Care more affordable in Jersey City.
- Health related expenses are 2.4% less in Jersey City.
 Philadelphia, PAJersey City, NJUnited States
 Overall  Unlock139.5100
 Food & Groceries102.5  Unlock100
 Health  Unlock99.6100
 Housing75.9  Unlock100
 Median Home Cost  Unlock$553,300$338,100
 Utilities108  Unlock100
 Transportation  Unlock153.7100
 Miscellaneous109.5  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Philadelphia    139 Reviews

Philadelphia is a very walkable and fun city to explore (albeit be aware of where not to explore at least at night). The city has beautiful old architecture , great  More

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I’m originally from New York City, then lived in a small city in upstate New York for eight years, then moved down to Philadelphia and have lived here for many years.  More

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Now the only reason some people disagree is because MONEY. If you live in “manayunk” (which I lived for 2 years) you can’t compare … you can’t compare your out skirt  More

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Reviews for Jersey City    20 Reviews

Over 12 years ago

no  More

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Over 16 years ago

Jersey City has improved over the past 10-15 years, especially Downtown Jersey City. It has the charm of brownstone homes and the appeal of new high rise condo  More

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Over 17 years ago

I'm fairly young but I grew up in this city, and it's not that bad. Some people say it's dangerous and I beg to differ. If you come from the suburbs perhaps you may feel  More

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