2025 Compare Cities Cost of Living:
Tracy, CA vs Modesto, CA

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Highlights
Is it cheaper to live in Modesto or is it cheaper to live in Tracy?
- Modesto is 6.7% less expensive than Tracy.

Which city has more affordable housing, Modesto or Tracy?
- Modesto housing costs are 42.0% less expensive than Tracy housing costs.

Is Health Care more affordable in Tracy or is Health Care more affordable in Modesto.
- Health related expenses are 0.5% less in Modesto.
 Tracy, CAModesto, CAUnited States
 Overall  Unlock116.3100
 Food & Groceries107.2  Unlock100
 Health  Unlock100.2100
 Housing229.7  Unlock100
 Median Home Cost  Unlock$390,300$338,100
 Utilities110  Unlock100
 Transportation  Unlock113.9100
 Miscellaneous111.7  Unlock100
100 = National Average (Below 100 means cheaper than the US average. Above 100 means more expensive.)
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Reviews for Tracy    18 Reviews

Native born and raised in Tracy. I've seen it go from a small community of 12,000 to almost 100,000 in 50 years. The growth has not been for the better IMO. It has  More

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I was raised in Tracy and over the last 60+ years, it has gone from a small town of about 9,000 to almost 100,000. The changes have not all been good. It was a good  More

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I have been living here for 4 years and I can’t wait to move out of here. Tracy is a place very very very dusty.. it can be just one week and you have to wipe out  More

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Reviews for Modesto    35 Reviews

Over 4 years ago

I was born and raised here (still currently live here) and there are some nice areas and not so nice areas. I really think we need to improve our community and create  More

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Over 4 years ago

It's fine. Lived here for over 10 years. Here's my breakdown. CONS: Crime rate: mostly on the westside, unless you live in better developed areas. Summer weather:  More

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I know this website is probably only for adults, which I am not, but I thought perhaps adults would like to hear a kid's perspective of things, you know, if any adult  More

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